For decades, the story of money moving from the UK to Africa was told in a single register: remittances.
A Nigerian nurse in Manchester, a Ghanaian Uber driver in London, a Kenyan care worker in Leeds, each month queued at a high-street agent, paid a fee that could swallow a tenth of what they sent, and waited days for a relative in Lagos, Accra or Nairobi to receive the money.
That story is now being rewritten. A new generation of fintech companies like LemFi, Sendwave (owned by Zepz), Chipper Cash, NALA, Grey, Afriex and others has turned the corridor between Britain and the continent into one of the most competitive and fastest-innovating segments of global cross-border payments.
