Nigerian fintech startup, Carbon rollouts an extended inbuilt app.

Nigerian fintech startup Carbon has rolled out Carbon Express, a keyboard extension that allows customers to access its financial services within any app they are using.

Carbon Express enables users to make financial transactions such as Peer-to-Peer transfers and bill payments from the keyboard without opening the Carbon app or closing the app they are using. Instead, users will be able to access services from the touch of their keyboard enabling quicker Instagram or WhatsApp commerce.

Carbon Express maintains the same PCI DSS compliant model of encryption, authentication, and security as Carbon’s other services, which makes all transactions on the platform secure.

The new feature leverages the keyboard technology of smartphones to facilitate transactions.

The technology adds a unique Carbon branded button to the customer’s smartphone keyboard which they can tap anytime to perform transactions.

Chief Executive Officer of Carbon, Chijioke Dozie said, “This is a step in the right direction for Carbon as we aspire to go everywhere with our customer.”

“People are spending a lot of their time on social messaging apps like Facebook, Twitter, Instagram, and WhatsApp, and it is only natural that some of the conversations they have on these platforms have to do with money. With Carbon Express, we are merging social conversations with financial services meeting customers where they spend a lot of their time”, said Dozie.

Recently, the startup launched Carbon Score, a loyalty scoring system that rewards customers with benefits such as healthcare, additional referral bonuses, and many more.

Carbon, formerly known as Paylater pioneered instant lending in Nigeria and was the first mobile app to give access to credit digitally via a smartphone app and USSD.

The Nigerian fintech startup Carbon was founded by Chijioke Dozie in 2012.